West Palm Beach Uber Attorney

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Kaiser Romanello, P.A. — Florida rideshare accident attorneys serving West Palm Beach and Palm Beach County. Available 24/7 · No fee unless we win.

Quick answer: In a West Palm Beach Uber crash, the coverage that responds depends on the driver's app status. On a trip or en route to a rider, Florida's rideshare law puts a $1,000,000 policy in play; logged in and waiting carries far less; app off, only the driver's personal policy applies. Whether you were the passenger, another driver, or a pedestrian affects which policy pays. Kaiser Romanello handles West Palm Beach Uber claims on a contingency fee — no fee unless we recover. Free 24/7 review: (844) 877-8679.

Why West Palm Beach Uber Crash Victims Call Kaiser Romanello

Rideshare crashes bring multiple insurers into a single claim — Uber's commercial coverage, the driver's personal insurer, and sometimes another driver's carrier — and each has a motive to point at the others. Nailing down which policy applies, and pressing it to pay, is where an experienced firm makes the difference.

Kaiser Romanello, P.A. represents passengers, drivers, and pedestrians injured in Uber and Lyft crashes throughout West Palm Beach and Palm Beach County. Founding partners Lorne Kaiser and Steven Romanello handle cases personally, and both are trial attorneys prepared to go before a Palm Beach County jury when an insurer won't pay fairly. Our fee is contingent — nothing to begin, and no fee unless we recover for you.

Call (844) 877-8679 — Free 24/7 Case Review

Where West Palm Beach Uber Crashes Happen

With a lively downtown, a major airport, and heavy interstate traffic, West Palm Beach keeps rideshare vehicles moving day and night. We regularly handle crashes on:

  • I-95 and Florida's Turnpike near the Okeechobee, Southern, and Palm Beach Lakes interchanges — fast merging and rear-end crashes.
  • Okeechobee Boulevard and Southern Boulevard — the busy corridors feeding downtown, the airport, and I-95.
  • US-1 (Dixie Highway), Australian Avenue, and Palm Beach Lakes Boulevard — arterials with frequent turning and intersection crashes.
  • Clematis Street, Rosemary Square, and the Palm Beach International Airport corridor — heavy late-night pickups and drop-offs, where impaired and distracted driving raise the danger.

Serious crash injuries in the area are often treated at St. Mary's Medical Center, Palm Beach County's Level I trauma center in West Palm Beach. Injury lawsuits are filed in the Fifteenth Judicial Circuit Court for Palm Beach County — we handle the filings, deadlines, and evidence preservation so you can focus on recovery.

Uber's Insurance Depends on the App

This is the pivotal issue in a rideshare claim. Florida's transportation-network-company law (Fla. Stat. §627.748) ties the available coverage to which "phase" the driver was in when the crash occurred:

Phase 1 — app off: If the driver was not logged in, the crash is treated like any private wreck — only the driver's own auto policy is available.
Phase 2 — logged in, no ride accepted: Once the app is on but no trip has been accepted, Florida requires contingent coverage of $50,000 per injured person, $100,000 per crash, and $25,000 in property damage.
Phase 3 — trip accepted or passenger aboard: From the moment the driver starts toward the pickup through drop-off, the full $1,000,000 rideshare policy is in force — the phase that offers the most protection to anyone hurt in the crash.

Because the answer lives in trip data Uber controls, securing it early is essential. See our Florida rideshare accident guide and how Uber accident insurance coverage works.

Talk to a West Palm Beach Uber Accident Attorney — (844) 877-8679

No-Fault, PIP, and the Injury Threshold

Florida's no-fault system still governs rideshare crashes involving cars.

PIP comes first (Fla. Stat. §627.736): The first $10,000 of your treatment and lost wages is paid by no-fault coverage — your own, or, if you don't own a car, the PIP on the vehicle you were in or a household relative's policy — as long as you see a doctor within 14 days. Going beyond that $10,000 to recover pain and suffering from the at-fault party requires meeting the serious-injury threshold (§627.737). See our guide to Florida's 14-day PIP rule.

An Uber passenger is almost never blamed for the crash, so your claim usually turns on the insurers arguing over which policy pays — not on anything you did.

Fault and Florida's Comparative Negligence Rule

If you were another driver or a pedestrian, expect the insurers to argue you share the blame, because in Florida your percentage of fault directly reduces your recovery.

Modified comparative negligence (Fla. Stat. §768.81): Your award is reduced by your share of fault, and under HB 837 (effective March 24, 2023) anyone found more than 50% at fault recovers nothing. See our explainer on Florida's comparative negligence rule after HB 837.

Compensation in a West Palm Beach Uber Accident Claim

Depending on your injuries and which coverage applies, a rideshare claim may seek:

  • Medical expenses — emergency care, hospitalization, surgery, rehabilitation, and future treatment.
  • Lost wages and lost earning capacity — income missed now and the long-term effect on your ability to work.
  • Pain and suffering — physical pain, emotional distress, and loss of enjoyment of life (once the serious-injury threshold is met).
  • Property damage, and where gross negligence such as drunk driving is involved, punitive damages.
  • Wrongful death damages — for families who have lost a loved one, including loss of support, companionship, and funeral costs.

Every case turns on its own facts, injuries, and available insurance. Prior results do not guarantee a similar outcome.

Florida's Two-Year Filing Deadline

Two years. Under Fla. Stat. §95.11 — as shortened by HB 837, effective March 24, 2023 — most Florida rideshare accident claims must be filed within two years of the crash. But Uber's app and trip data should be preserved long before that deadline. More detail: Florida's 2026 statute of limitations update.

West Palm Beach Uber Accident FAQ

My Uber crashed in West Palm Beach while I was a passenger. Who pays?

Because the driver was on a trip, Uber's $1,000,000 coverage generally applies, and as a passenger you are almost never at fault. Your own PIP still pays the first $10,000 of medical bills if you treat within 14 days.

An Uber driver hit my car. What insurance is available?

It depends on the driver's app phase at impact — personal policy only if the app was off, roughly $50k/$100k if logged in and waiting, or $1,000,000 if heading to or carrying a rider. We obtain the trip data to establish which phase applied.

Does this work the same for Lyft?

Yes. Uber and Lyft both operate under Florida's transportation-network-company law (§627.748), so the same tiered coverage structure applies.

How much does a West Palm Beach Uber accident lawyer cost?

Nothing up front. We work on a contingency fee, so you pay a fee only if we recover compensation for you. The consultation is free and available 24/7.

Contact a West Palm Beach Rideshare Accident Attorney

If you or a loved one was injured in a West Palm Beach Uber or Lyft crash, reach out for a free, confidential case review. We are available 24 hours a day, 7 days a week, and there is no fee unless we win your case.

Call or text: (844) 877-8679  ·  Email: info@injurymatters.com
Serving West Palm Beach, Riviera Beach, Palm Beach Gardens, Lake Worth Beach, Wellington, Royal Palm Beach, and Greenacres. Explore our Uber and Lyft accident services.

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“Kaiser Romanello changed my life. They are The Dream Team! Could not recommend them anymore! If you want to get the most money for your personal injury claim call Kaiser Romanello today!”

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“l just got off the phone with Mr. Loren Kaiser for a free consultation and he was absolutely amazing. He was extremely helpful, detail oriented and did not add any “rushed” feeling to the phone call. If I have anything substantial to move forward with, I will proudly utilize this law office. Thank you, Mr. Kaiser, for your help, input and advice! It is greatly appreciated.”

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“Steve and his partner are just very knowledgeable, amazing client service, Steve it is the kind of persons who loves what he is doing, he went about and beyond his lawyer responsibilities in my case, they care about you, If you are looking for professionals at the highest levels, use their services. Not only you will be represented by top lawyers, but you feel like part of the family. Thanks for everything, God bless you.”

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