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Quick Answer: How a Florida Accident Lawyer Helps You
If you need a Florida accident lawyer, Kaiser Romanello, P.A. handles the full range of personal injury cases — car crashes, rideshare collisions, motorcycle wrecks, truck accidents, wrongful death, slip-and-fall, hit-and-run, and catastrophic injury. We represent injured Floridians from Jacksonville to the Keys with a particular concentration of work in Palm Beach County, Broward County, and Miami-Dade.
Florida law shapes every case. The 14-day PIP rule, the 2-year statute of limitations under Fla. Stat. §95.11, HB 837's modified comparative negligence cliff, and the serious-injury tort threshold all matter from day one. Hiring an experienced Florida accident lawyer means having someone who reads the statutes the way the insurer's defense team does — and pleads around them.
For a free, confidential case review, call Kaiser Romanello, P.A. at (844) 877-8679. No fee unless we win.
Florida is one of the most litigated personal injury states in the country. Heavy tourism, dense urban driving environments, a large rideshare workforce, year-round motorcycle weather, and an aging population combine to produce hundreds of thousands of crash and injury claims every year. Additionally, the 2023 tort reform legislation (HB 837) cut filing deadlines in half and added new procedural traps that catch unrepresented plaintiffs.
Our firm, Kaiser Romanello, P.A., is headquartered in Parkland and serves clients statewide. We've represented thousands of injured Floridians since the firm opened. Every accident type we handle has its own dedicated practice page, our own internal protocols, and a team that has litigated those cases against the specific insurers, third-party administrators, and defense firms that dominate Florida personal injury defense.
This page is your starting point. Below, you'll find direct links to every accident type we handle, the Florida laws that govern your case, our process from intake through trial, and the cities we serve across Palm Beach, Broward, and Miami-Dade counties.
Our Florida Accident Practice Areas
Every accident has its own legal framework, governing statutes, and defense playbook. Click any practice area below for the full statewide analysis — or jump directly to the city-specific page if your crash happened in one of our concentration markets.
Car Accident Lawyer
Florida is a no-fault state with strict PIP timing rules and a shortened 2-year statute of limitations. From rear-end Glades Road collisions to highway-speed I-95 crashes, we handle the full spectrum of Florida auto injury cases.
Uber Accident Lawyer
Florida's Transportation Network Company statute (Fla. Stat. §627.748) creates three insurance phases that determine recovery. Phase 3 rides trigger Uber's $1 million commercial policy. We litigate against Uber's claims administrators in every coverage scenario.
Lyft Accident Lawyer
Lyft operates under the same Florida TNC statute as Uber. The same three-phase insurance framework applies, with a separate $1 million commercial policy for Phase 3 rides. We handle Lyft passenger cases, third-party injury cases, and Lyft driver claims statewide.
Motorcycle Accident Lawyer
Florida law allows riders 21 and older to ride without a helmet under Fla. Stat. §316.211 — a fact insurers exploit aggressively. Motorcycle injuries are catastrophically severe. We handle TBI, spinal cord, and wrongful death cases arising from motorcycle wrecks throughout Florida.
Truck Accident Lawyer
Federal motor-carrier regulations (FMCSR), commercial policy limits, and shared liability with employers, brokers, and shippers make truck cases legally complex but financially significant. We pursue every responsible defendant from day one.
Hit-and-Run Accident Lawyer
When the at-fault driver flees the scene, your own UM/UIM policy becomes the primary recovery source. We work with law enforcement, surveillance evidence, and insurance carrier coordination to identify offenders and maximize uninsured-motorist recovery.
Wrongful Death Lawyer
Florida's Wrongful Death Act (Fla. Stat. §768.21) compensates surviving spouses, children, and other dependents for the death of a loved one caused by another's negligence. The statute of limitations is two years from the date of death.
Catastrophic Injury Lawyer
Traumatic brain injury, spinal cord injury, severe burns, amputations, and other life-altering injuries require specialized representation. Lifetime care planning frequently runs into the millions. We coordinate with medical experts, vocational specialists, and life-care planners from intake forward.
Hurt in a Florida accident? Time matters.
Florida's 14-day PIP rule and 2-year statute of limitations run from the date of the crash. Evidence disappears faster.
Call (844) 877-8679 Start Free Case ReviewHow Florida Personal Injury Law Works
Every Florida accident case is governed by the same handful of statutes. Understanding them in combination — not as isolated doctrines — is what separates a Florida accident lawyer who can win your case from one who simply files papers.
Fla. Stat. §627.736 — PIP & the 14-Day Treatment Rule
Florida is a no-fault state. Every driver carries at least $10,000 in Personal Injury Protection (PIP) that pays 80% of medical expenses and 60% of lost wages regardless of who caused the crash. The catch: you must seek initial medical treatment within 14 days of the accident. Miss that window and you forfeit PIP entirely. We tell every client — even those who feel "fine" — to get evaluated at an emergency room within two weeks. No exceptions.
Fla. Stat. §95.11 — The 2-Year Negligence Filing Deadline
HB 837 cut Florida's negligence statute of limitations from four years to two years for crashes occurring on or after March 24, 2023. Wrongful death claims also have a two-year window. Claims against governmental entities under Fla. Stat. §768.28 require formal written notice on an even shorter timeline. If any website or attorney tells you that you have four years to file a Florida personal injury case, that information is outdated and dangerous.
HB 837 — The 50% Comparative Fault Cliff
Before March 2023, Florida used pure comparative negligence. You could be 99% at fault and still recover 1%. After HB 837, if a jury finds you 50% or more at fault, you recover nothing. This change reshaped Florida injury defense. Insurers now aggressively push speed, lane position, distracted driving, and seat-belt non-use to inflate your comparative-fault percentage. Defending against this attack is a core part of what we do from day one of every case.
Fla. Stat. §627.737(2) — The Serious-Injury Threshold
To pursue non-economic damages (pain and suffering, loss of enjoyment of life) beyond PIP, your injuries must meet Florida's serious-injury threshold. This requires significant scarring or disfigurement, permanent injury within a reasonable degree of medical probability, significant permanent loss of an important bodily function, or death. We work with medical providers across Florida who know how to document injuries to meet this threshold. Without proper documentation, the insurer denies non-economic damages entirely.
Fla. Stat. §627.748 — The TNC Statute (Uber & Lyft)
Florida's Transportation Network Company law creates three insurance phases for rideshare crashes. Phase 1 (app off): driver's personal policy only. Phase 2 (app on, waiting for ride): contingent $50K/$100K/$25K coverage. Phase 3 (ride accepted through drop-off): $1 million commercial liability policy plus UM/UIM. The statute blocks vicarious liability and negligent-hiring claims against the TNC itself, but four other theories remain — joint venture, direct corporate negligence, negligent app design, and strict products liability.
Fla. Stat. §768.28 — Sovereign Immunity & Government Claims
Claims against governmental entities (the City of Boca Raton, Palm Beach County, the Florida Department of Transportation) are subject to sovereign immunity caps and require formal written notice within a specific timeline. Damages are capped at $200,000 per person and $300,000 per incident absent a legislative claims bill. These cases require early lawyer involvement to preserve the notice deadline.
What Compensation Can You Recover?
Florida allows recovery of both economic and non-economic damages in injury cases that meet the serious-injury threshold. In catastrophic cases, damages frequently exceed the at-fault party's liability limits, requiring UM/UIM stacking, commercial-defendant pursuit, or multi-policy recovery strategies.
Economic Damages
- Past and future medical expenses (ER, surgery, imaging, physical therapy, rehab)
- Lost wages and lost earning capacity
- Vocational retraining when injuries end a career
- Property damage (vehicle, personal belongings, replacement equipment)
- Out-of-pocket costs — co-pays, transport to appointments, home modifications
- Life-care planning costs in catastrophic cases (often into the millions)
Non-Economic Damages
- Pain and suffering
- Emotional distress, anxiety, and PTSD
- Loss of enjoyment of life
- Permanent disability, scarring, and disfigurement
- Loss of consortium for spouses
- Loss of companionship in wrongful death cases
See representative outcomes on our case results page. Past results are not a guarantee of future outcomes; every case is different and is evaluated on its specific facts.
What to Expect When You Hire a Florida Accident Lawyer
Every Florida injury case runs on a sequence. Miss a step and the claim suffers. Here's what the first 60 days typically look like when you hire Kaiser Romanello, P.A.
Free Case Review
We talk through the crash, your medical picture, your insurance coverage, and your goals — no fee, no obligation. Call (844) 877-8679 or request a review online.
Evidence Preservation
Within 48 hours of retention, we send preservation letters to all relevant insurers, the at-fault party, any commercial defendant (employer, broker, shipper), and the governmental entity (if road conditions contributed).
Medical Coordination & PIP Protection
We help ensure you treat within the 14-day PIP window with qualified providers. We protect your PIP benefits and document injuries to meet the serious-injury threshold.
Liability & Coverage Investigation
We identify every potentially liable party, evaluate road-design and government liability, and map every available insurance layer — including your own UM/UIM stack.
Demand & Negotiation
Once your medical status is stable, we send a formal demand — structured to satisfy Fla. Stat. §624.155 bad-faith requirements where applicable — supported by medical records, wage loss, and expert evaluations.
Litigation & Trial
If the insurer won't pay fair value, we file suit in the appropriate venue — the 17th Judicial Circuit in Broward, the 15th in Palm Beach, the 11th in Miami-Dade, or wherever venue lies. We litigate discovery aggressively and take cases to trial.
What NOT to Do After a Florida Accident
Don't give a recorded statement to any insurer before speaking to a lawyer. The questions are designed to lock in facts that hurt your claim later.
Don't accept a fast settlement. First offers come before injuries fully declare themselves. Once you sign a release, the case is over.
Don't sign a blanket medical authorization. The insurer will mine pre-existing conditions to argue your current pain came from an old injury.
Don't post about the crash on social media. Defense counsel routinely screens Facebook, Instagram, and TikTok for anything that can be weaponized against you.
Don't miss the 14-day PIP deadline. Florida law requires initial medical treatment within 14 days of the crash. Miss it and PIP is forfeited entirely.
Don't wait. Florida's 2-year statute of limitations runs from the date of the crash. Evidence — surveillance, app data, witness memory — disappears on a much shorter schedule.
Florida Cities & Counties We Serve
We represent injured Floridians statewide. The cities below have dedicated practice pages with city-specific guidance on local courts, emergency rooms, dangerous roads, and demographic patterns.
Palm Beach County
Broward County
Statewide Coverage
We also represent clients in Delray Beach, Deerfield Beach, Parkland, Coconut Creek, Highland Beach, Margate, Davie, Miami, Hialeah, and throughout Florida. Don't see your city listed? Call (844) 877-8679 — we accept Florida personal injury cases statewide.
Why Choose Kaiser Romanello as Your Florida Accident Lawyer
Local Knowledge, Statewide Reach
Our Parkland office is central to South Florida, but our reach extends through every Florida circuit. We know the courts, the intersections, and the ERs.
HB 837 Defense Preparation
We anticipate insurer comparative-fault attacks and build cases that defeat them from day one. The 50% cliff cuts both ways — we use it.
Trial-Ready in Every Venue
17th Circuit Broward. 15th Circuit Palm Beach. 11th Circuit Miami-Dade. When a case doesn't settle, we try it. That posture moves offers.
TNC & Commercial Experience
Uber, Lyft, trucking, fleet vehicles, rideshare delivery — we've litigated against the corporate insurers and third-party administrators that dominate Florida commercial-defendant cases.
No Fee Unless We Win
Contingency fee — you pay nothing up front, and nothing at all unless we recover for you. Case expenses are advanced and reimbursed only on recovery.
Direct Attorney Access
You will speak with the attorneys handling your case — not an intake specialist — from the first call through resolution.
Meet Our Florida Accident Lawyers
Lorne Adam Kaiser, Esq.
Lorne has represented injured Floridians in personal injury, catastrophic injury, and wrongful death matters for decades. His practice spans auto, commercial vehicle, rideshare, motorcycle, and trucking cases across Palm Beach, Broward, and Miami-Dade counties. He has tried cases to verdict in multiple Florida circuits and negotiated recoveries against carriers ranging from personal auto insurers to Fortune 500 self-insured defendants.
- Admitted to the Florida Bar
- Member, Florida Justice Association
- Focus: catastrophic injury & complex liability
Steve Romanello, Esq.
Steve litigates serious injury claims with an emphasis on identifying every responsible defendant — the difference between a policy-limits result and a life-changing recovery. His practice includes auto, rideshare, premises liability, and wrongful death cases throughout South Florida.
- Admitted to the Florida Bar
- Member, Florida Justice Association
- Focus: complex liability & trial litigation
Florida Accident Lawyer FAQ
What should I do immediately after a Florida accident?
Call 911 and get medical attention. Florida PIP requires you to seek treatment within 14 days. Photograph all vehicles, license plates, the scene, and any visible injuries. Get the crash report number from the responding agency (local PD, sheriff's office, or FHP). Finally, do not give a recorded statement to any insurer before calling a Florida accident lawyer at Kaiser Romanello, P.A. at (844) 877-8679.
What is Florida's 14-day PIP rule and why does it matter?
Florida's no-fault statute (Fla. Stat. §627.736) requires every driver to carry $10,000 in Personal Injury Protection (PIP). After a crash, you have 14 days to seek initial medical treatment. Miss that window and you forfeit your PIP benefits entirely. The 14-day rule is one of the strictest in the country.
How long do I have to sue after a Florida accident?
Two years from the date of the crash under Fla. Stat. §95.11 (as amended by HB 837 in March 2023). If you've read elsewhere that Florida gives you four years, that information is outdated. Wrongful death claims also have a two-year window. Claims against governmental entities require notice under Fla. Stat. §768.28 on a much shorter timeline.
How does HB 837's 50% comparative fault rule affect my case?
Before HB 837, Florida used pure comparative negligence. You could be 99% at fault and recover 1%. After HB 837, if a jury finds you 50% or more at fault, you recover nothing. Insurance defense teams aggressively push comparative-fault allegations — speed, lane position, distracted driving, seat-belt non-use. Defending against this attack is a core part of what your Florida accident lawyer does.
What if the at-fault driver is uninsured or only has $10,000 of coverage?
This is unfortunately common in Florida. Florida only requires drivers to carry $10K Property Damage liability — not bodily injury. Many at-fault drivers have zero bodily-injury coverage. Consequently, your own UM/UIM auto policy becomes the primary recovery source. Some configurations stack UM/UIM coverage across vehicles in the household. We map every available coverage layer at the start of every case.
What if I was injured in an Uber or Lyft?
The coverage analysis is different. Rideshare crashes involve layered TNC coverage under Fla. Stat. §627.748 that depends on the driver's app status. Phase 3 rides trigger Uber's or Lyft's $1 million commercial policy. See our Florida Uber accident hub and Florida Lyft accident hub, or jump directly to a city page such as Boca Raton Lyft accident lawyer.
What if the crash happened on I-95, I-595, or Florida's Turnpike?
Highway crashes fall under FHP jurisdiction, meaning the crash report comes from Florida Highway Patrol rather than a local police department. Highway-speed crashes typically produce the most serious injuries we see. Furthermore, they often involve commercial defendants, road-condition issues, and the deepest insurance recovery layers.
What if my case involves a fatality?
Florida's Wrongful Death Act (Fla. Stat. §768.21) compensates surviving spouses, children, and certain other dependents for the loss of a loved one caused by another's negligence. The statute of limitations is two years from the date of death. These cases require sensitive handling and aggressive investigation simultaneously.
What will it cost to hire a Florida accident lawyer?
Nothing up front to hire a Florida accident lawyer at our firm. Our fee is contingent — we only get paid if we recover compensation for you, and our fee is a percentage of the recovery. The initial case review is free. We advance the costs of investigators, experts, depositions, and filing fees, and we are only reimbursed for those costs if we win. If there's no recovery, you owe nothing.
Talk to a Florida Accident Lawyer Today
Free, confidential case review. No fee unless we win. Serving injured Floridians statewide from our Parkland office, with concentration in Palm Beach, Broward, and Miami-Dade counties.
(844) 877-8679 Start Your Free Case ReviewThe hiring of a lawyer is an important decision that should not be based solely upon advertisements. Before you decide, ask us to send you free written information about our qualifications and experience. Past results do not guarantee, warrant, or predict future outcomes. Every case is different and must be evaluated on its own facts. Information on this page is for general educational purposes and is not legal advice. Reading this page does not create an attorney-client relationship. Kaiser Romanello, P.A., 11555 Heron Bay Boulevard, Suite 200, Parkland, FL 33076.
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“Kaiser Romanello changed my life. They are The Dream Team! Could not recommend them anymore! If you want to get the most money for your personal injury claim call Kaiser Romanello today!”
-Lu R
Former client
“l just got off the phone with Mr. Loren Kaiser for a free consultation and he was absolutely amazing. He was extremely helpful, detail oriented and did not add any “rushed” feeling to the phone call. If I have anything substantial to move forward with, I will proudly utilize this law office. Thank you, Mr. Kaiser, for your help, input and advice! It is greatly appreciated.”
-Trina R
Former client
“Steve and his partner are just very knowledgeable, amazing client service, Steve it is the kind of persons who loves what he is doing, he went about and beyond his lawyer responsibilities in my case, they care about you, If you are looking for professionals at the highest levels, use their services. Not only you will be represented by top lawyers, but you feel like part of the family. Thanks for everything, God bless you.”
-Carlos V
Former client
