Miramar Uber Accident Lawyer

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Kaiser Romanello, P.A. — Florida rideshare accident attorneys serving Miramar and southern Broward County. Available 24/7 · No fee unless we win.

Quick answer: The insurance that pays for an Uber crash in Miramar depends on the driver's status in the app at the moment of impact. During a trip — or on the way to a rider — Florida's rideshare law puts a $1,000,000 policy in play; a driver who is only logged in and waiting carries much less; and an off-duty driver falls back on personal insurance. Whether you were the passenger, another driver, or a pedestrian decides which policy responds. Kaiser Romanello handles Miramar Uber claims on a contingency fee — no fee unless we recover. Free 24/7 review: (844) 877-8679.

Why Miramar Uber Crash Victims Call Kaiser Romanello

Rideshare crashes rarely involve just one insurer. Uber's commercial coverage, the driver's personal policy, and any other driver's carrier can all be on the hook — and each will try to point the finger at the others. Figuring out which policy applies, and forcing it to pay, is where having the right firm matters.

Kaiser Romanello, P.A. represents passengers, drivers, and pedestrians hurt in Uber and Lyft crashes across Miramar and southern Broward. Founding partners Lorne Kaiser and Steven Romanello handle cases personally, and both are trial attorneys prepared to go before a Broward County jury when an insurer won't pay fairly. Our fee is contingent — nothing to begin, and no fee unless we recover for you.

Call (844) 877-8679 — Free 24/7 Case Review

Where Miramar Uber Crashes Happen

Stretching from I-75 in the west to the Miami-Dade line, Miramar keeps rideshare vehicles busy across a fast-growing grid. We regularly handle crashes on:

  • I-75 and Florida's Turnpike at the Miramar Parkway and Pembroke Road interchanges — fast merging and rear-end crashes.
  • Miramar Parkway, Pembroke Road, and Hallandale Beach Boulevard — busy east-west arterials with frequent turning and intersection crashes.
  • University Drive, Flamingo Road, Red Road, and Palm Avenue — heavily traveled north-south routes serving homes, schools, and shopping.
  • The Miami Gardens and Hard Rock corridor just south — heavy late-night and event traffic that drives rideshare demand and impaired-driving risk.

Serious crash injuries in southern Broward are often treated at Memorial Regional Hospital in nearby Hollywood, the region's Level I trauma center. Injury lawsuits are filed in the Seventeenth Judicial Circuit Court for Broward County in Fort Lauderdale — we handle the filings, deadlines, and evidence preservation so you can focus on recovery.

Uber's Insurance Depends on the App

This is the pivotal issue in a rideshare claim. Florida's transportation-network-company law (Fla. Stat. §627.748) ties the available coverage to which "phase" the driver was in when the crash occurred:

Phase 1 — app off: If the driver was not logged in, the crash is treated like any private wreck — only the driver's own auto policy is available.
Phase 2 — logged in, no ride accepted: Once the app is on but no trip has been accepted, Florida requires contingent coverage of $50,000 per injured person, $100,000 per crash, and $25,000 in property damage.
Phase 3 — trip accepted or passenger aboard: From the moment the driver starts toward the pickup through drop-off, the full $1,000,000 rideshare policy is in force — the phase that offers the most protection to anyone hurt in the crash.

Because the answer lives in trip data Uber controls, securing it early is essential. See our Florida rideshare accident guide and how Uber accident insurance coverage works.

Talk to a Miramar Uber Accident Attorney — (844) 877-8679

No-Fault, PIP, and the Injury Threshold

Florida's no-fault system still governs rideshare crashes involving cars.

PIP comes first (Fla. Stat. §627.736): The first $10,000 of your treatment and lost wages is paid by no-fault coverage — your own, or, if you don't own a car, the PIP on the vehicle you were in or a household relative's policy — as long as you see a doctor within 14 days. Going beyond that $10,000 to recover pain and suffering from the at-fault party requires meeting the serious-injury threshold (§627.737). See our guide to Florida's 14-day PIP rule.

An Uber passenger is almost never blamed for the crash, so your claim usually turns on the insurers arguing over which policy pays — not on anything you did.

Fault and Florida's Comparative Negligence Rule

If you were another driver or a pedestrian, expect the insurers to argue you share the blame, because in Florida your percentage of fault directly reduces your recovery.

Modified comparative negligence (Fla. Stat. §768.81): Your award is reduced by your share of fault, and under HB 837 (effective March 24, 2023) anyone found more than 50% at fault recovers nothing. See our explainer on Florida's comparative negligence rule after HB 837.

Compensation in a Miramar Uber Accident Claim

Depending on your injuries and which coverage applies, a rideshare claim may seek:

  • Medical expenses — emergency care, hospitalization, surgery, rehabilitation, and future treatment.
  • Lost wages and lost earning capacity — income missed now and the long-term effect on your ability to work.
  • Pain and suffering — physical pain, emotional distress, and loss of enjoyment of life (once the serious-injury threshold is met).
  • Property damage, and where gross negligence such as drunk driving is involved, punitive damages.
  • Wrongful death damages — for families who have lost a loved one, including loss of support, companionship, and funeral costs.

Every case turns on its own facts, injuries, and available insurance. Prior results do not guarantee a similar outcome.

Florida's Two-Year Filing Deadline

Two years. Under Fla. Stat. §95.11 — as shortened by HB 837, effective March 24, 2023 — most Florida rideshare accident claims must be filed within two years of the crash. But Uber's app and trip data should be preserved long before that deadline. More detail: Florida's 2026 statute of limitations update.

Miramar Uber Accident FAQ

I was riding in an Uber in Miramar when it crashed. Who covers me?

Because the driver was on a trip, Uber's $1,000,000 coverage generally applies, and as a passenger you are almost never at fault. Your own PIP still pays the first $10,000 of medical bills if you treat within 14 days.

An Uber driver hit me. How do I know what insurance applies?

It depends on the driver's app phase at impact — personal policy only if the app was off, roughly $50k/$100k if logged in and waiting, or $1,000,000 if heading to or carrying a rider. We obtain the trip data to establish which phase applied.

Is Lyft handled the same way?

Yes. Uber and Lyft both operate under Florida's transportation-network-company law (§627.748), so the same tiered coverage structure applies.

How much does a Miramar Uber accident lawyer cost?

Nothing up front. We work on a contingency fee, so you pay a fee only if we recover compensation for you. The consultation is free and available 24/7.

Contact a Miramar Rideshare Accident Attorney

If you or a loved one was injured in a Miramar Uber or Lyft crash, reach out for a free, confidential case review. We are available 24 hours a day, 7 days a week, and there is no fee unless we win your case.

Call or text: (844) 877-8679  ·  Email: info@injurymatters.com
Serving Miramar, Pembroke Pines, Hollywood, West Park, Cooper City, and southern Broward County. Explore our Uber and Lyft accident services.

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“l just got off the phone with Mr. Loren Kaiser for a free consultation and he was absolutely amazing. He was extremely helpful, detail oriented and did not add any “rushed” feeling to the phone call. If I have anything substantial to move forward with, I will proudly utilize this law office. Thank you, Mr. Kaiser, for your help, input and advice! It is greatly appreciated.”

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“Steve and his partner are just very knowledgeable, amazing client service, Steve it is the kind of persons who loves what he is doing, he went about and beyond his lawyer responsibilities in my case, they care about you. You feel like part of the family. Thanks for everything, God bless you.”

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