In This Article
- Why Injured Miami Riders Call Kaiser Romanello
- Where Miami Motorcycle Crashes Happen
- Why PIP Doesn't Cover Motorcyclists
- Florida's Helmet Law & Your Claim
- Fault, Comparative Negligence & Rider Bias
- Why UM/UIM Coverage Matters for Riders
- Compensation You May Recover
- Florida's Two-Year Deadline
- Miami Motorcycle Accident FAQ
- Contact a Miami Motorcycle Accident Attorney
Kaiser Romanello, P.A. — Florida motorcycle accident attorneys serving Miami and Miami-Dade County. Available 24/7 · No fee unless we win.
Quick answer: A Miami motorcycle crash follows different rules than a car crash. Motorcycles are excluded from Florida's no-fault (PIP) system, so there is no PIP for your own bills — but you also generally are not held to the serious-injury threshold before pursuing the at-fault driver for pain and suffering. Your own UM/UIM coverage is often the key to a meaningful recovery. You generally have two years to file (§95.11, HB 837). Kaiser Romanello handles Miami motorcycle claims on a contingency fee — no fee unless we recover. Free 24/7 review: (844) 877-8679.
Why Injured Miami Riders Call Kaiser Romanello
Miami's year-round riding weather and heavy, fast-moving traffic make for some of the most serious motorcycle crashes in the state — and insurers know that jurors sometimes arrive with a bias against riders. Beating that starts with a thorough investigation and a firm that is genuinely prepared to try the case, not one that files a claim and takes the first offer.
Kaiser Romanello, P.A. represents injured riders throughout Miami and Miami-Dade. Founding partners Lorne Kaiser and Steven Romanello handle cases personally, and both are trial attorneys prepared to take a claim before a Miami-Dade jury when an insurer won't pay fairly. We work on a contingency fee — nothing to start, and no fee unless we recover for you.
Call (844) 877-8679 — Free 24/7 Case ReviewWhere Miami Motorcycle Crashes Happen
From the causeways to the expressways, Miami puts riders alongside distracted, turning, and speeding drivers. We regularly handle crashes on:
- I-95, the Dolphin Expressway (SR 836), and the Palmetto (SR 826) — high-speed merging and lane-change collisions.
- The Rickenbacker Causeway and the MacArthur and Julia Tuttle Causeways — popular riding routes where speed and sightlines create serious crashes.
- Biscayne Boulevard, Brickell Avenue, US-1 (Dixie Highway), Bird Road, and SW 8th Street (Calle Ocho) — busy corridors where left-turning cars strike riders they "never saw."
- Downtown, Brickell, and Wynwood surface streets — dense, distracted traffic and frequent turning and dooring hazards.
Serious motorcycle-crash trauma in Miami-Dade is often treated at the Ryder Trauma Center at Jackson Memorial Hospital. Injury lawsuits are filed in the Eleventh Judicial Circuit Court for Miami-Dade County — we handle the filings, deadlines, and evidence preservation so you can focus on healing.
Why PIP Doesn't Cover Motorcyclists (and Why That Can Help)
This is the most important thing to understand about a Florida motorcycle claim.
The trade-off can favor you. Because you are not covered by PIP on the bike, you generally are not subject to the serious-injury threshold that limits car-crash victims — meaning you may seek pain and suffering from the at-fault driver without first proving a "permanent" injury. It is fact-dependent, and one of the first things we assess.
Florida's Helmet Law and Your Claim
Helmet or not, the driver who caused the crash remains responsible for it. Helmet use bears on the extent of certain injuries, not on who is at fault.
Fault, Comparative Negligence, and Rider Bias
Count on the insurer to try to shift blame onto the rider — because in Florida your percentage of fault directly cuts your recovery, and beyond a point ends it.
We build the fault case early — the crash report, scene and vehicle evidence, traffic and business camera footage, and witness statements — so the insurer can't lean on the tired "the motorcycle came out of nowhere" narrative.
Why UM/UIM Coverage Matters So Much for Riders
With no PIP and no requirement that Florida drivers carry bodily-injury liability coverage, the driver who hit you may have little or nothing to pay a serious injury. That makes your own uninsured/underinsured motorist (UM/UIM) coverage frequently the difference between a real recovery and none.
Compensation in a Miami Motorcycle Crash Claim
Motorcycle injuries are often severe, and a claim may seek compensation that reflects that:
- Medical expenses — emergency and trauma care, surgery, rehabilitation, and future treatment.
- Lost wages and lost earning capacity — income missed now and the long-term effect on your ability to work.
- Pain and suffering — physical pain, disfigurement, emotional distress, and loss of enjoyment of life.
- Property damage to your motorcycle, and where gross negligence such as drunk driving is involved, punitive damages.
- Wrongful death damages — for families who have lost a loved one, including loss of support, companionship, and funeral costs.
Every case turns on its own facts, injuries, and available insurance. Prior results do not guarantee a similar outcome.
Florida's Two-Year Filing Deadline
Because deadlines vary by claim type, the safest step after a Miami motorcycle crash is to confirm your specific deadline with an attorney as soon as possible.
Miami Motorcycle Accident FAQ
Does my PIP cover me if I'm hurt on my motorcycle?
Generally no. Florida's PIP/no-fault law applies to four-wheeled vehicles, not motorcycles, so you typically rely on health insurance, any MedPay you carry, the at-fault driver's coverage, and your own UM/UIM coverage.
Do I have to prove a "permanent" injury to sue the driver?
Often no. Because motorcycles are outside the no-fault system, riders generally are not held to the serious-injury threshold that limits car-crash victims — though the specifics depend on your case.
I wasn't wearing a helmet. Can I still recover?
Yes. Florida allows riders 21 and older to ride without a helmet if they carry $10,000 in medical benefits. The insurer may argue it affected your injuries, but it does not decide who caused the crash.
The driver who hit me had little or no insurance. Now what?
Your own uninsured/underinsured motorist (UM/UIM) coverage — and sometimes a resident relative's policy — may apply. For riders with no PIP, this coverage is often the key to a recovery.
How much does a Miami motorcycle accident lawyer cost?
Nothing up front. We work on a contingency fee, so you pay a fee only if we recover compensation for you. The consultation is free and available 24/7.
Contact a Miami Motorcycle Accident Attorney
If you or a loved one was injured in a Miami motorcycle crash, reach out for a free, confidential case review. We are available 24 hours a day, 7 days a week, and there is no fee unless we win your case.
Call or text: (844) 877-8679 · Email: info@injurymatters.com
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See our complete statewide guide to Florida motorcycle accident cases — PIP exclusion, helmet law myths, and insurance bias against riders.
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