By Kaiser Romanello, P.A. | Broward County personal injury attorneys since 2002 | Last updated: July 2026
Why You Need a Deerfield Beach Car Accident Lawyer
Deerfield Beach's crash hotspots are well known to local drivers - the I-95 and SW 10th Street interchange is one of north Broward's busiest and most dangerous, and Hillsboro Boulevard, Federal Highway (US-1), Powerline Road, Military Trail, and Dixie Highway see constant volume near the shops, the pier, and the beach. Add seasonal visitors and rideshare traffic, and these crashes get complicated fast.
A local attorney who knows Broward County - the 17th Judicial Circuit court in Fort Lauderdale, the ERs at Broward Health North, and the way local insurers defend these claims - has a real advantage. Our office is in Parkland, minutes from Deerfield Beach, and you pay nothing unless we win.
Florida Car Accident Law - What Deerfield Beach Drivers Need to Know
Florida's No-Fault / PIP System
Florida requires $10,000 in Personal Injury Protection (PIP), which pays 80% of your initial medical bills and 60% of lost wages regardless of fault. But PIP is limited - and to hold the at-fault driver responsible for pain and suffering, you must meet the serious-injury threshold under Fla. Stat. § 627.737. You must also seek treatment within 14 days of the crash.
HB 837 - The 2-Year Deadline
Since March 24, 2023, Florida gives injury victims just 2 years from the date of the crash to file a lawsuit (down from 4). Miss it and you lose the right to sue forever.
The 51% Comparative Fault Rule
Under HB 837, if you're found more than 50% at fault, you recover nothing. If you're 50% or less at fault, your compensation is reduced by your percentage of fault. Insurers exploit this to shift blame - an attorney protects you from it.
Low Insurance Minimums
Florida doesn't require drivers to carry bodily injury liability coverage. If the at-fault driver has little or no coverage, your own uninsured/underinsured motorist (UM/UIM) policy may be your best source of recovery - and we identify every policy that applies.
What to Do After a Car Accident in Deerfield Beach
- Call 911. Get police and paramedics to the scene. The crash report is critical evidence.
- Get medical care - even if you feel "fine." Whiplash, concussions, and back injuries often surface hours or days later. A same-day record protects your health and your claim, and PIP requires treatment within 14 days.
- Document everything. Photograph all vehicles, license plates, the intersection, traffic signals, skid marks, and your injuries.
- Exchange information with all drivers and collect names and numbers of any witnesses.
- Do not give the insurance adjuster a recorded statement. They are trained to reduce your payout - refer them to your attorney.
- Call a Deerfield Beach car accident lawyer. Evidence disappears and the 2-year clock starts the day of the crash.
Compensation You Can Recover
Economic Damages
Medical bills (past and future), lost wages, lost earning capacity, property damage, and out-of-pocket costs related to the crash.
Non-Economic Damages
Pain and suffering, emotional distress, and loss of enjoyment of life - typically calculated as a multiple of your medical bills based on the severity and permanence of your injuries.
Key Takeaways
- Deerfield Beach car accident victims have 2 years to file (HB 837)
- Florida PIP covers your first $10,000 in medical bills regardless of fault
- To recover for pain and suffering you must meet Florida's injury threshold
- Being 51%+ at fault eliminates recovery - don't let insurers pin blame on you
- Kaiser Romanello serves Deerfield Beach from nearby Parkland - no fee unless we win
Free 24/7 Deerfield Beach Case Review →
Frequently Asked Questions
How much is my Deerfield Beach car accident case worth?
It depends on your medical bills, lost wages, the severity and permanence of your injuries, and the at-fault driver's insurance. Minor soft-tissue cases often settle for $5,000-$25,000, while cases involving surgery or permanent injury can reach six figures or more. A free case review gives you a realistic estimate.
How long do I have to file a car accident claim in Deerfield Beach, Florida?
Two years from the date of the crash under Florida HB 837 (effective March 2023). This deadline is strict - miss it and the court will dismiss your case permanently.
What if the other driver had no insurance?
Florida doesn't require bodily injury coverage, so uninsured drivers are common. Your own uninsured/underinsured motorist (UM/UIM) coverage may pay your claim. We review every policy - yours and theirs - to find every available source of compensation.
Do I have to go to court for my car accident case?
Most Florida car accident cases settle without a trial. But hiring a firm willing to file suit and go to the Broward County courthouse if needed is exactly what pushes insurers to make a fair offer.
How much does a Deerfield Beach car accident lawyer cost?
Nothing up front. We work on a contingency fee - you pay no attorney's fee unless we win your case. The initial consultation is free and available 24/7.
Serving Deerfield Beach and all of Broward County, including nearby Coconut Creek, Coral Springs, Pompano Beach, and Parkland. Learn more about Florida's 2-year filing deadline or contact our team for a free review.
Lorne Kaiser, Esq.
Florida Bar No. 0568491 | Co-Founder, Kaiser Romanello Accident & Injury Attorneys
Lorne Kaiser is a plaintiff's personal injury attorney with over 25 years of experience fighting for injured victims across Broward and Palm Beach County. He co-founded Kaiser Romanello Accident & Injury Attorneys with a simple mission: We Don't Take "Low" For an Answer™.
Read Full Bio →Recent Victories for Clients
$5 Million
Negligent Security
$4 Million
Truck Accident
$1 Million
Ride Share
$1 Million
Car Accident
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-Lu R
Former client
“l just got off the phone with Mr. Loren Kaiser for a free consultation and he was absolutely amazing. He was extremely helpful, detail oriented and did not add any “rushed” feeling to the phone call. If I have anything substantial to move forward with, I will proudly utilize this law office. Thank you, Mr. Kaiser, for your help, input and advice! It is greatly appreciated.”

-Trina R
Former client
“Steve and his partner are just very knowledgeable, amazing client service, Steve it is the kind of persons who loves what he is doing, he went about and beyond his lawyer responsibilities in my case, they care about you, If you are looking for professionals at the highest levels, use their services. Not only you will be represented by top lawyers, but you feel like part of the family. Thanks for everything, God bless you.”

-Carlos V
Former client