What Are My Rights as a Passenger in an Uber Accident in Florida?

We Don’t Take “Low” for an Answer!

As a passenger in an Uber accident in Florida, you have the right to a safe ride and can seek compensation for injuries under Florida’s no-fault system, starting with your personal injury protection (PIP) insurance, capped at $10,000. For serious injuries, Uber’s liability insurance—supplemented by their uninsured motorist coverage if the at-fault driver lacks insurance—or the at-fault party’s policy can provide additional recovery. Since Uber drivers are independent contractors, navigating these complex policies requires collecting evidence like photos, police reports, and witness contacts, and reporting the crash via Uber’s app. With a four-year window to file a claim, a Florida Uber accident lawyer from Kaiser Romanello can maximize your compensation for medical bills, lost wages, and more, especially in high-traffic areas like Boca Raton, Miami, and West Palm Beach.

Your Basic Rights as a Passenger

You’re entitled to a safe Uber ride, and if injured, you can pursue compensation. Florida’s no-fault PIP insurance covers up to $10,000 in medical bills initially, but serious injuries exceeding this limit allow you to seek further recovery through Uber’s or other parties’ insurance.

Uber’s Insurance Policy Explained

Uber provides liability insurance for accidents, supplemented by the driver’s personal insurance if they caused the crash. If the at-fault driver is uninsured, Uber’s uninsured motorist coverage protects passengers, offering a critical safety net beyond PIP to cover injuries and related costs.

How Florida’s No-Fault System Works

Florida’s no-fault system mandates that your PIP pays first for medical bills, up to $10,000, regardless of fault. This excludes property damage and may fall short for severe injuries, requiring claims against Uber’s insurance or the at-fault party’s provider for full compensation.

Independent Contractors and Uber’s Liability

Uber drivers’ independent contractor status means liability depends on insurance coverage, not direct employer responsibility. Uber’s policies protect passengers, but their complexity demands a clear understanding of the claims process to ensure you receive fair compensation.

Steps to Protect Your Rights

Act fast: seek medical attention immediately, report the accident via Uber’s app, and gather evidence like photos, a police report, witness contacts, driver’s insurance details, and ride-related texts. These steps strengthen your claim and protect your legal options.

Why Hire a Personal Injury Lawyer?

A lawyer enhances your chances of full compensation, navigating complex insurance claims and Florida’s four-year filing window. Kaiser Romanello’s Uber accident lawyers secure funds for medical costs, lost wages, and more, leveraging their deep knowledge of state law.

Learn More and Get Help

For more on passenger rights, visit our Boca Raton Uber Accident page. To explore your case, complete our contact form or call Kaiser Romanello Accident & Injury Attorneys at 844-877-8679 for a free consultation. Act now to secure justice for you or a loved one across Florida.

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