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What Steps Should I Take After Being Injured in an Uber Accident in Tampa, Florida?
We Don’t Take “Low” for an Answer!
Figuring out who pays after an Uber accident in Tampa can be confusing. Tampa has high traffic near places like the Riverwalk or airport. In 2023, there were over 27,000 crashes in the area. Florida laws decide who is at fault based on what the driver was doing. We’ll break it down simply.
Why Liability Is Tricky in Tampa
- Uber drivers are not full employees—they're like freelancers.
- Accidents happen often on streets like Kennedy Boulevard.
- Florida law (Statute § 627.748) requires Uber to have insurance, but it changes by situation.
- More than one person or company might share blame.
If the Uber App Is Off
- The driver uses their own car insurance, like a normal crash.
- Florida needs at least $10,000 coverage for injuries and damage.
- The driver is responsible if they were careless, like texting while driving.
If the App Is On but No Ride Yet
- Uber gives some coverage: $50,000 per person for injuries, up to $100,000 total.
- Plus $25,000 for car damage.
- This happens when drivers wait in busy spots like SoHo.
- The driver is usually at fault if they broke rules.
If Picking Up or Carrying a Passenger
- Uber's big $1 million policy covers injuries and damage.
- Florida makes this required for rideshare safety.
- Blame could go to the Uber driver, another car, or even the city for bad roads.
- Your payout drops if you're partly at fault, like not buckling up.
Other Possible Responsible Parties
- Uber, if they hired a bad driver.
- Car makers, if something broke.
- We've won cases in Tampa by proving multiple faults.
How to Prove It
- Use app records, witness stories, and police reports.
- Insurers might argue to pay less.
- Get a lawyer early—we investigate and help you win money for bills and pain.
Tampa accidents are increasing. Let us help find who’s responsible—visit our Tampa Uber Accident Lawyer Page by clicking here or fill out our contact form by clicking here for free advice.
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