Why Florida Laws Matter for Uber Accidents

Florida laws are key in Uber accident cases. Uber drivers are independent contractors, not employees, which shifts how liability works. In West Palm Beach, where car accidents are common—over 53,612 occurred in Palm Beach County in 2023—rideshare crashes involving Uber or Lyft happen often. These laws can make things tricky for victims, but understanding them is the first step.

Florida’s No-Fault Insurance System

Florida operates under a no-fault system with personal injury protection (PIP). This means your own auto insurance covers medical bills and lost wages up to $10,000, regardless of who caused the crash. If you’re hit by an Uber driver or another motorist, PIP kicks in quickly. But there’s a catch: it doesn’t cover property damage or pain and suffering. For serious injuries like brain damage, $10,000 won’t cut it. Suing the at-fault party or Uber might be an option, though Florida law restricts when you can do this. A West Palm Beach car accident lawyer can help clarify your next steps.

Uber’s Insurance Policy and Florida Law

Uber provides insurance for its drivers, but coverage depends on the situation:

• Offline: If the driver’s app is off, their personal insurance applies. Uber isn’t involved.
• Online, no passenger: While waiting for a ride request, Uber offers up to $50,000 for bodily injury and $25,000 for property damage.
• Carrying a passenger: If you’re in the Uber during the crash, Uber’s policy provides $1 million for medical expenses, injuries, and more.

Insurance disputes can complicate things. If the Uber driver caused the accident, the company might blame the other driver. Without solid evidence—like text messages or medical records—your claim could stall or get denied in West Palm Beach.

When You Can Sue Uber in West Palm Beach

Suing Uber is possible, but Florida law sets limits. You have two years from the accident date to file a personal injury lawsuit—miss this, and you’re out of luck. Under the no-fault system, you can only sue for severe injuries (like a brain injury) or clear negligence, such as a distracted Uber driver. Rideshare companies often push back, so a West Palm Beach Uber accident lawyer can build your case with police reports, medical records, and witness statements.

How Florida Laws Impact Your Claims Process

After an Uber accident, act fast: get medical attention, file a police report, and contact a law firm. Insurance companies may undervalue or deny your claim, especially in West Palm Beach, where rideshare cases can drag on. Proving fault is tough since Uber drivers aren’t traditional employees. A personal injury lawyer can negotiate with insurers and strengthen your case for medical bills, property damage, and pain and suffering. Our law firm offers free consultations—reach out to get started. We also serve nearby areas like Boca Raton and Fort Lauderdale.

Why You Need a West Palm Beach Uber Accident Lawyer

Handling an Uber claim solo is a challenge. Insurance companies might argue the driver wasn’t at fault, leaving you stuck. A West Palm Beach Uber accident lawyer knows Florida law and can gather evidence, deal with insurers, and fight for fair compensation. If you’ve lost a loved one, they can also handle a wrongful death claim. Our firm offers free case evaluations—call us today. Our track record and client testimonials show we deliver results.

Call Us Today for Help

Unsure how Florida laws apply to your Uber accident in West Palm Beach? Contact our Uber accident lawyers for a free consultation. We’ll review your case and explain your options, whether it involves Uber, Lyft, or another driver. Don’t let the two-year statute of limitations slip by—call our law firm now and let us tackle your personal injury claim in West Palm Beach.