Boca Raton Lyft Accident Lawyer

Boca Raton Lyft Accident Lawyer Guide | Updated May 2026 | Reviewed by Lorne Kaiser, Esq. and Steve Romanello, Esq.

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Kaiser Romanello, P.A. — Florida rideshare accident attorneys serving Boca Raton and Palm Beach County. Available 24/7 · No fee unless we win.

Quick answer: In a Lyft crash, how much insurance is available turns on what the driver's app was doing at the moment of the crash. When a driver is on the way to a rider or on a trip, Florida's rideshare law requires $1,000,000 in coverage; when the app is on but no ride is accepted, the required coverage is far smaller; and when the app is off, only the driver's personal policy applies. Whether you were a passenger, another driver, or a pedestrian changes which policy pays. Kaiser Romanello handles Boca Lyft claims on a contingency fee — no fee unless we recover. Free 24/7 review: (844) 877-8679.

Why Boca Lyft Crash Victims Call Kaiser Romanello

A rideshare crash is rarely a simple two-car claim. A commercial insurer, Lyft's coverage, the driver's personal policy, and sometimes a third driver's insurer can all be in play — and each one has a reason to point at the others. Sorting out which policy applies, and pushing it to pay, takes a firm that knows how these claims are built.

Kaiser Romanello, P.A. represents passengers, other drivers, and pedestrians injured in Lyft and Uber crashes throughout Boca Raton and Palm Beach County. Founding partners Lorne Kaiser and Steven Romanello handle cases personally, and both are trial attorneys prepared to take a claim before a Palm Beach County jury when an insurer won't pay fairly. Our fee is contingent — nothing to begin, and no fee unless we recover for you.

Call (844) 877-8679 — Free 24/7 Case Review

Where Boca Raton Lyft Crashes Happen

Boca's mix of interstate traffic, a large university, and a busy dining and nightlife scene keeps rideshare vehicles on the road day and night. We regularly handle crashes on:

  • I-95 and Florida's Turnpike at the Glades Road, Yamato Road, and Palmetto Park Road interchanges — high-speed merging crashes.
  • Glades Road and Yamato Road — heavily traveled routes serving Town Center, FAU, and the office corridor.
  • Federal Highway (US-1), Military Trail, and Palmetto Park Road — busy arterials with frequent intersection and turning crashes.
  • Mizner Park and the downtown dining district — heavy late-night pickup and drop-off traffic, where distraction and impaired driving raise the risk.

Serious crash injuries in the area are often treated at Boca Raton Regional Hospital. Injury lawsuits are filed in the Fifteenth Judicial Circuit Court for Palm Beach County — we handle the filings, deadlines, and evidence preservation so you can focus on recovery.

Lyft's Insurance Depends on the App

This is the heart of a rideshare claim. Under Florida's transportation-network-company law (Fla. Stat. §627.748), the coverage available depends on the driver's status at the moment of the crash:

App off (personal use): Only the driver's personal auto policy applies — Lyft's coverage does not.
App on, waiting for a ride request: The rideshare company must maintain at least $50,000 per person / $100,000 per crash in bodily-injury coverage and $25,000 for property damage.
En route to a rider or during a trip: At least $1,000,000 in coverage applies — this is when the most protection is available to an injured passenger, driver, or pedestrian.

Because the applicable policy hinges on app data the company controls, getting that evidence quickly matters. See our Florida rideshare accident guide and how rideshare insurance coverage works.

Talk to a Boca Lyft Accident Attorney — (844) 877-8679

No-Fault, PIP, and the Injury Threshold

Florida's no-fault system still applies to rideshare crashes involving cars.

PIP first (Fla. Stat. §627.736): Your own PIP — or, if you don't own a car, PIP available through the vehicle or a resident relative — pays the first $10,000 of medical bills and lost wages if you treat within 14 days. To pursue the at-fault party for pain and suffering, your injury must meet the serious-injury threshold (§627.737). See our guide to Florida's 14-day PIP rule.

As a passenger, you are almost never at fault, which often simplifies your claim — the fight is usually between the insurers over which policy pays, not over what you did.

Fault and Florida's Comparative Negligence Rule

When you were another driver or a pedestrian, expect the insurers to argue you share the blame, because in Florida your percentage of fault directly reduces your recovery.

Modified comparative negligence (Fla. Stat. §768.81): Your award is reduced by your share of fault, and under HB 837 (effective March 24, 2023) anyone found more than 50% at fault recovers nothing. See our explainer on Florida's comparative negligence rule after HB 837.

Compensation in a Boca Lyft Accident Claim

Depending on your injuries and which coverage applies, a rideshare claim may seek:

  • Medical expenses — emergency care, hospitalization, surgery, rehabilitation, and future treatment.
  • Lost wages and lost earning capacity — income missed now and the long-term effect on your ability to work.
  • Pain and suffering — physical pain, emotional distress, and loss of enjoyment of life (once the serious-injury threshold is met).
  • Property damage, and where gross negligence such as drunk driving is involved, punitive damages.
  • Wrongful death damages — for families who have lost a loved one, including loss of support, companionship, and funeral costs.

Every case turns on its own facts, injuries, and available insurance. Prior results do not guarantee a similar outcome.

Florida's Two-Year Filing Deadline

Two years. Under Fla. Stat. §95.11 — as shortened by HB 837, effective March 24, 2023 — most Florida rideshare accident claims must be filed within two years of the crash. But rideshare app and trip data should be preserved long before then. More detail: Florida's 2026 statute of limitations update.

Boca Raton Lyft Accident FAQ

I was a passenger in a Lyft that crashed. Who pays?

Because the driver was on a trip, Lyft's $1,000,000 coverage generally applies — and as a passenger you are almost never at fault. Your own PIP still pays the first $10,000 of medical bills if you treat within 14 days.

A Lyft driver hit my car. What coverage is available?

It depends on the driver's app status at the moment of the crash — personal policy only if the app was off, roughly $50k/$100k if the app was on and waiting, or $1,000,000 if the driver was heading to or carrying a rider. We obtain the app data to confirm which applies.

Does the same coverage apply to Uber?

Yes. Both Uber and Lyft operate under Florida's transportation-network-company law (§627.748), so the same tiered coverage structure applies.

How much does a Boca Lyft accident lawyer cost?

Nothing up front. We work on a contingency fee, so you pay a fee only if we recover compensation for you. The consultation is free and available 24/7.

Contact a Boca Raton Rideshare Accident Attorney

If you or a loved one was injured in a Boca Raton Lyft or Uber crash, reach out for a free, confidential case review. We are available 24 hours a day, 7 days a week, and there is no fee unless we win your case.

Call or text: (844) 877-8679  ·  Email: info@injurymatters.com
Serving Boca Raton, Delray Beach, Deerfield Beach, Highland Beach, and Palm Beach County. Explore our Lyft and Uber accident services.

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“l just got off the phone with Mr. Loren Kaiser for a free consultation and he was absolutely amazing. He was extremely helpful, detail oriented and did not add any “rushed” feeling to the phone call. If I have anything substantial to move forward with, I will proudly utilize this law office. Thank you, Mr. Kaiser, for your help, input and advice! It is greatly appreciated.”

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“Steve and his partner are just very knowledgeable, amazing client service, Steve it is the kind of persons who loves what he is doing, he went about and beyond his lawyer responsibilities in my case, they care about you. You feel like part of the family. Thanks for everything, God bless you.”

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