What Happens If Your Lyft Is in an Accident?

Kaiser Romanello Accidents & Injury Lawyers | Call (844) 877-8679

A Lyft accident can turn a quick ride into a big problem. Whether you’re a Lyft passenger, driver, or another driver, car accidents with rideshare drivers happen often. For example, busy roads in Florida see lots of Lyft car accidents and Uber accidents. At Kaiser Romanello, we help people after rideshare accidents. So, this blog explains what happens if your Lyft is in a crash. First, let’s look at the steps.

What Happens Right After a Lyft Accident?

First, check for injuries. If someone’s hurt, get medical attention fast. A car accident can cause bodily injury, like cuts or pain. So, call 911 right away. Next, stay at the accident scene if it’s safe. For example, if a Lyft driver hits another motor vehicle, wait there. Then, call the police for a police report. Because this report helps later, it’s key for your accident claim. Also, use the Lyft app to report the Lyft car accident quick.

Who’s at Fault in a Lyft Accident?

Then, who’s to blame? In a Lyft accident, the at-fault driver matters most. If the Lyft driver caused it, they’re at fault. But rideshare drivers are independent contractors for the rideshare company. So, Lyft’s insurance policy steps in, not just the driver’s personal insurance. Also, if another driver is at fault, their auto insurance covers it. However, insurance companies check who’s at fault to decide. Finally, a Lyft accident lawyer can help you figure this out. Plus, a car accident lawyer at Kaiser Romanello knows these cases well.

What Does Lyft’s Insurance Cover?

Now, let’s talk about Lyft’s insurance coverage. Lyft’s insurance policy kicks in when a Lyft driver is online. For instance, if they’re on a ride request or pick up, Lyft’s insurance helps. It offers liability coverage for bodily injury and property damage. Plus, it has personal injury protection (PIP) in Florida. But if the Lyft driver is offline, their car insurance or driver’s personal insurance might pay. So, Lyft’s insurance works differently than Uber’s insurance or regular car insurance. Then, Lyft’s liability policy covers third-party liability too. But if there’s a deductible, you might pay first.

What If You’re a Lyft Passenger?

After, what happens if you’re in a Lyft car accident as a passenger? First, you’re not at fault. Then, Lyft’s insurance covers you. It pays for medical expenses or medical bills if hurt. Also, it fixes property damage to your stuff. But if the at-fault driver is someone else, their liability insurance might pay too. So, you need a personal injury attorney to navigate this. Finally, Kaiser Romanello Accident & Injury Attorneys can help you get a fair deal through a free case evaluation.

How Do Insurance Claims Work?

Next, how do insurance claims work after a Lyft accident? Insurance companies review the police report and insurance information. They look at liability coverage and motorist coverage. For example, if the Lyft driver is uninsured, things get tricky. But Lyft’s insurance policy or rideshare insurance steps in. Then, you might need to file an accident claim. So, talk to a law firm like Kaiser Romanello. We handle insurance claims for you. Also, our vehicle accident team checks the deductible and third-party liability issues.

Why You Need a Lyft Accident Lawyer

Now, why get a Lyft accident lawyer? Because rideshare accidents are complex. First, Lyft drivers and Uber drivers have special rules. Then, insurance companies can be tough. Also, personal injury cases need proof, like medical records. Plus, legal fees can worry you. But our accident attorneys work on a contingency fee basis. So, you pay nothing upfront. Finally, call us for a free consultation at 844-877-8679. We fix your Lyft accident case. Plus, we offer a free case evaluation to start.

A Quick Disclaimer

Finally, this isn’t legal advice. Every Lyft accident differs. So, talk to personal injury lawyers at Kaiser Romanello for your situation. Then, we’ll give you the best plan. Don’t let worries stop you after a car accident.