A Lyft accident can disrupt a simple ride. Whether you’re a passenger, Lyft driver, or another motorist, crashes involving rideshare drivers are common, especially on busy Florida roads. At Kaiser Romanello, we assist victims of rideshare accidents. This blog outlines what happens when your Lyft is in a crash.

What Happens Right After a Lyft Accident?

Check for injuries first. If anyone’s hurt, seek medical attention immediately—car accidents can cause cuts, pain, or worse. Call 911 and stay at the scene if it’s safe. If a Lyft driver hits another vehicle, wait for police to file a report, which is crucial for your claim. Report the accident through the Lyft app promptly.

Who’s at Fault in a Lyft Accident?

Determining fault is key. If the Lyft driver caused the crash, they’re responsible, but as independent contractors, their personal insurance isn’t the only factor—Lyft’s insurance applies too. If another driver is at fault, their auto insurance covers it. Insurance companies assess fault to decide coverage. A Lyft accident lawyer at Kaiser Romanello can clarify this for you.

What Does Lyft’s Insurance Cover?

Lyft’s insurance activates when a driver is online, such as during a ride or pickup. It provides liability coverage for bodily injury and property damage, plus personal injury protection (PIP) in Florida. If the driver is offline, their personal car insurance may apply instead. Lyft’s policy differs from Uber’s or standard car insurance, covering third-party liability too. A deductible might mean out-of-pocket costs.

What If You’re a Lyft Passenger?

As a passenger in a Lyft accident, you’re not at fault. Lyft’s insurance covers medical bills and property damage to your belongings. If another driver caused the crash, their liability insurance may pay. A personal injury attorney helps navigate this. Kaiser Romanello offers a free case evaluation to secure fair compensation.

How Do Insurance Claims Work?

Insurance companies review police reports and coverage details, like liability and motorist policies. If the Lyft driver is uninsured, Lyft’s insurance or rideshare coverage steps in. Filing an accident claim may be necessary. Kaiser Romanello handles claims, addressing deductibles and third-party liability for you.

Why You Need a Lyft Accident Lawyer

Rideshare accidents are complex—Lyft and Uber drivers operate under unique rules, and insurance companies can be stubborn. Personal injury cases require evidence like medical records. Our accident attorneys work on a contingency fee basis, meaning no upfront costs. Call 844-877-8679 for a free consultation and case evaluation to resolve your Lyft accident.

A Quick Disclaimer

This isn’t legal advice—every Lyft accident is unique. Contact personal injury lawyers at Kaiser Romanello for tailored guidance. Don’t let uncertainty hold you back after a crash.