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Quick Answer: Filing a Personal Injury Claim in Florida
If you were injured by someone else's negligence in Florida - in a car crash, a slip and fall, a rideshare wreck, or any other accident - get medical care within 14 days, document everything, and speak with a personal injury attorney before giving any insurance company a statement.
Under HB 837, you generally have two years from the date of the accident to file, and if you're found more than 50% at fault, you recover nothing. For vehicle crashes, Florida's no-fault PIP covers your first $10,000 in medical bills but requires treatment within 14 days.
For a free, confidential review with a Florida personal injury lawyer, call Kaiser Romanello, P.A. at (844) 877-8679. Available 24/7. No fee unless we win.
When you've been hurt in an accident, the legal process can feel overwhelming - medical bills pile up, wages are lost, and an insurance adjuster is already working to pay you as little as possible. Kaiser Romanello, P.A. is a Florida personal injury firm, headquartered in Parkland, that represents injured people and grieving families across the state. Our attorneys bring decades of combined trial experience to auto, premises, medical, product, and wrongful death cases, and every matter is handled on a contingency basis - no fee unless we recover for you.
Why Work With Kaiser Romanello
Choosing the right firm after a serious accident is one of the most important decisions you'll make. What sets our practice apart:
- Decades of combined trial experience handling Florida personal injury and wrongful death cases across Broward, Palm Beach, and Miami-Dade counties and statewide.
- Trial-ready representation. Insurers offer more when they know your firm will file suit, take depositions, and try the case. We prepare every file that way.
- Direct attorney access. You work with the attorneys handling your case - not an intake specialist - from the first call through resolution.
- Contingency fee. You pay nothing up front and nothing at all unless we recover for you.
See representative outcomes on our case results page. Past results are not a guarantee of future outcomes; every case is different and is evaluated on its specific facts.
Florida Personal Injury Law - What Every Victim Should Know
Florida's injury statutes changed significantly with HB 837 in 2023. A firm that understands the current rules - not the outdated four-year deadline - is the difference between a full recovery and a denied claim.
The 2-Year Filing Deadline (HB 837)
For accidents on or after March 24, 2023, Florida cut the statute of limitations for most negligence claims from four years to two years from the date of the accident. Wrongful death is also two years from the date of death. Claims against a government entity carry additional pre-suit notice requirements under Fla. Stat. §768.28. Miss the deadline and the court will dismiss the case.
The 51% Comparative Fault Rule
Under HB 837, if a jury finds you more than 50% at fault, you recover nothing. At 50% or less, your damages are reduced by your share of fault. Insurers push blame onto victims to exploit this - defending against an inflated fault percentage is a core part of what your attorney does.
No-Fault PIP & the Serious-Injury Threshold
For vehicle crashes, Florida's no-fault Personal Injury Protection (PIP) covers your first $10,000 in medical bills and lost wages regardless of fault - but you must seek initial treatment within 14 days. To recover for pain and suffering beyond PIP, your injuries must meet the serious-injury threshold under Fla. Stat. §627.737.
Injured in Florida?
The 2-year deadline and the 14-day PIP window are already running. Evidence disappears faster.
Call (844) 877-8679 Start Free Case ReviewFlorida Personal Injury Practice Areas
From our Parkland office, Kaiser Romanello, P.A. represents injury victims across every major type of negligence claim. Each practice area below has a dedicated page with the law, the process, and how we build the case.
Motor Vehicle & Roadway Accidents
Premises, Property & Negligent Security
Medical, Product & Professional Negligence
Catastrophic Injury, Maritime & Wrongful Death
What Compensation Can You Recover?
Florida allows recovery of economic, non-economic, and - in cases of gross negligence - punitive damages. In catastrophic and fatal cases, damages frequently exceed the at-fault party's insurance limits, which is why identifying every liable party and policy matters so much.
Economic
- Past and future medical bills
- Lost wages & lost earning capacity
- Property damage
- Out-of-pocket costs
Non-Economic
- Pain and suffering
- Emotional distress, PTSD, anxiety
- Loss of enjoyment of life
- Permanent disability & disfigurement
Punitive
- Awarded only for intentional misconduct or gross negligence
- Designed to punish and deter, separate from compensatory damages
The Florida Personal Injury Process
Free Case Review
We discuss the accident, your injuries, and your insurance coverage - no fee, no obligation. Call (844) 877-8679 or request a review online.
Investigation & Evidence Preservation
We gather medical records, crash or incident reports, and witness statements, and send preservation letters before surveillance video and other evidence disappear.
Insurance Claim & Coverage Mapping
We identify every liable party and applicable policy and handle all communication with the insurers.
Demand & Negotiation
Once treatment is stable, we present a documented demand and negotiate for full compensation.
Litigation & Trial
If the insurer won't pay fair value, we file suit in the proper Florida circuit court and try the case.
Florida Cities We Serve
We represent injured Floridians statewide, with dedicated local pages across Broward and Palm Beach County:
Don't see your city? We accept cases throughout Florida, including Miami-Dade, Orlando, Tampa, and beyond. Call (844) 877-8679 to confirm representation in your area.
Florida Personal Injury FAQ
How much does it cost to hire a personal injury lawyer in Florida?
Nothing up front. We work on a contingency fee, meaning you pay no attorney's fee unless we recover compensation for you - our fee is a percentage of the recovery. The initial case review is free and available 24/7.
How long do I have to file a personal injury claim in Florida?
Generally two years from the date of the accident under HB 837 (for accidents on or after March 24, 2023). Wrongful death is also two years. Claims against a government entity require earlier written notice under Fla. Stat. §768.28. If you've read that Florida gives you four years, that information is outdated.
What should I do after an accident in Florida?
Get medical care within 14 days (required to protect PIP), report the accident and get a written report, photograph the scene and your injuries, collect witness information, and do not give a recorded statement to any insurer before speaking with an attorney.
How is fault determined in a Florida personal injury case?
Fault is based on negligence - whether a party failed to act with reasonable care and caused your injury. Florida uses modified comparative negligence: if you are 50% or less at fault you can still recover (reduced by your share), but at 51% or more you recover nothing. Evidence like reports, video, and expert reconstruction determines the fault split.
Talk to a Florida Personal Injury Lawyer Today
Free, confidential case review. No fee unless we win. Serving injured Floridians statewide from our Parkland office.
(844) 877-8679 Start Your Free Case ReviewThe hiring of a lawyer is an important decision that should not be based solely upon advertisements. Before you decide, ask us to send you free written information about our qualifications and experience. Past results do not guarantee, warrant, or predict future outcomes; any prior recoveries described reflect the specific facts of those matters and do not predict the result of any other case. Every case is different and must be evaluated on its own facts. Information on this page is for general educational purposes and is not legal advice, and reading it does not create an attorney-client relationship. Kaiser Romanello, P.A., 11555 Heron Bay Boulevard, Suite 200, Parkland, FL 33076.
Recent Victories for Clients
$5 Million
Negligent Security
$4 Million
Truck Accident
$1 Million
Ride Share
$1 Million
Car Accident
“Kaiser Romanello changed my life. They are The Dream Team! Could not recommend them anymore! If you want to get the most money for your personal injury claim call Kaiser Romanello today!”
-Lu R
Former client
“l just got off the phone with Mr. Loren Kaiser for a free consultation and he was absolutely amazing. He was extremely helpful, detail oriented and did not add any “rushed” feeling to the phone call. If I have anything substantial to move forward with, I will proudly utilize this law office. Thank you, Mr. Kaiser, for your help, input and advice! It is greatly appreciated.”
-Trina R
Former client
“Steve and his partner are just very knowledgeable, amazing client service, Steve it is the kind of persons who loves what he is doing, he went about and beyond his lawyer responsibilities in my case, they care about you, If you are looking for professionals at the highest levels, use their services. Not only you will be represented by top lawyers, but you feel like part of the family. Thanks for everything, God bless you.”
-Carlos V
Former client
