In This Article
- Why West Palm Beach Crash Victims Call Kaiser Romanello
- Where West Palm Beach Car Crashes Happen
- How Florida's No-Fault (PIP) System Works
- The Serious-Injury Threshold
- Fault & Comparative Negligence
- If the Other Driver Has No Insurance
- Compensation You May Recover
- What Not to Do After a Crash
- Florida's Two-Year Deadline
- West Palm Beach Car Accident FAQ
- Contact a West Palm Beach Car Accident Attorney
Kaiser Romanello, P.A. — Florida car accident attorneys serving West Palm Beach and Palm Beach County. Available 24/7 · No fee unless we win.
Quick answer: After a West Palm Beach car accident, your own PIP pays the first $10,000 of medical bills and lost wages regardless of fault — but only if you treat within 14 days (Fla. Stat. §627.736). To recover for pain and suffering from the at-fault driver, your injury must meet Florida's serious-injury threshold (§627.737). You generally have two years from the crash to file (§95.11, HB 837). Kaiser Romanello handles West Palm Beach crash claims on a contingency fee — no fee unless we recover. Free 24/7 review: (844) 877-8679.
Why West Palm Beach Crash Victims Call Kaiser Romanello
West Palm Beach draws traffic from I-95, Florida's Turnpike, Palm Beach International Airport, and a busy downtown — and the crashes that result can leave you facing surgery, lost income, and an insurance adjuster all at once. That adjuster typically moves fast, requesting a recorded statement and floating a low settlement before the true cost of your injuries is clear.
Kaiser Romanello, P.A. represents people injured in crashes throughout West Palm Beach and Palm Beach County. Founding partners Lorne Kaiser and Steven Romanello handle cases personally instead of routing them to a case manager, and both are trial attorneys prepared to take a claim before a Palm Beach County jury when an insurer won't pay fairly. We work on a contingency fee — nothing to start, and no fee unless we recover for you.
Call (844) 877-8679 — Free 24/7 Case ReviewWhere West Palm Beach Car Crashes Happen
The city's interstate, airport, and downtown traffic concentrates serious crashes on a familiar set of roads. We regularly handle collisions on:
- I-95 and Florida's Turnpike at the Okeechobee, Palm Beach Lakes, Southern, and Belvedere interchanges — high-speed rear-end and lane-change crashes.
- Okeechobee Boulevard, Southern Boulevard, and Belvedere Road — heavily traveled east-west arterials feeding I-95 and the airport, with frequent intersection collisions.
- US-1 (Dixie Highway), Australian Avenue, and Palm Beach Lakes Boulevard — left-turn, T-bone, and pedestrian crashes.
- State Road 7 (US-441) and Forest Hill Boulevard to the west — fast-growing corridors with heavy commuter volume.
- Downtown and the airport corridor — Clematis Street and Rosemary Square nightlife plus Palm Beach International traffic mean late-night, alcohol-related, and heavy Uber and Lyft crashes.
Serious crash injuries in the area are often treated at St. Mary's Medical Center, Palm Beach County's Level I trauma center in West Palm Beach. Injury lawsuits are filed in the Fifteenth Judicial Circuit Court for Palm Beach County — we handle the filings, deadlines, and evidence preservation so you can focus on recovering.
How Florida's No-Fault (PIP) System Works After a West Palm Beach Crash
Florida is a no-fault state, so your own policy pays first no matter who caused the crash. The rules are unforgiving, and one misstep can cost you coverage:
Because $10,000 seldom covers a serious injury, the decisive question is whether you can pursue the at-fault driver directly.
Stepping Outside No-Fault: The Serious-Injury Threshold
To recover pain and suffering and damages above your PIP limits, Florida law requires your injury to clear a threshold.
Whether the threshold is met is where insurers push back hardest. Establishing it early — with proper imaging, the right specialists, and thorough records — is a core part of our work.
Fault and Florida's Comparative Negligence Rule
Count on the other insurer to argue you were partly to blame, because in Florida your share of fault directly reduces — and beyond a point, wipes out — your recovery.
We build the fault case early — the crash report, scene and vehicle photos, event-data-recorder downloads, camera footage, and witness accounts — so the insurer cannot quietly assign you blame you don't deserve.
If the Other Driver Has No Insurance — or Only Minimum Limits
Florida does not require drivers to carry bodily-injury liability coverage, so many at-fault drivers have little or nothing available to pay a serious claim. When that happens, your own uninsured/underinsured motorist (UM/UIM) coverage can become the most important policy in the case.
Compensation in a West Palm Beach Car Accident Claim
Depending on your injuries and the coverage available, a Florida car accident claim may seek:
- Medical expenses — emergency care, hospitalization, surgery, rehabilitation, and future treatment.
- Lost wages and lost earning capacity — income missed now and the long-term effect on your ability to work.
- Pain and suffering — physical pain, emotional distress, and loss of enjoyment of life (once the serious-injury threshold is met).
- Property damage to your vehicle, and where gross negligence such as drunk driving is involved, punitive damages.
- Wrongful death damages — for families who have lost a loved one, including loss of support, companionship, and funeral costs.
Every case turns on its own facts, injuries, and available insurance. Prior results do not guarantee a similar outcome.
What Not to Do After a West Palm Beach Crash
- Don't put off medical care. Treating after 14 days can forfeit your PIP — and any gap in treatment is the first thing an adjuster uses to devalue your injury.
- Don't give the other insurer a recorded statement before speaking with an attorney. It's used to lock you into words that limit your claim.
- Don't accept the first offer or sign a release. Once you settle, you generally cannot reopen the claim — even if you later need surgery.
- Don't post about the crash on social media. Photos and check-ins are routinely used against injury claimants.
Florida's Two-Year Filing Deadline
Because deadlines differ by claim type, the safest step after a West Palm Beach crash is to confirm your specific deadline with an attorney as soon as possible.
West Palm Beach Car Accident FAQ
What should I do first after a car accident in West Palm Beach?
Call 911 and report the crash, get medical care within 14 days to protect your PIP, photograph the vehicles and scene, collect the other driver's insurance and witness information, and don't give the other insurer a recorded statement before speaking with an attorney.
How long do I have to file a car accident claim in Florida?
Generally two years from the date of the crash under Fla. Stat. §95.11 (HB 837, effective March 24, 2023). Claims involving a government vehicle or entity have shorter notice requirements, so confirm your deadline promptly.
Can I still sue if my PIP already paid my medical bills?
Often yes. PIP is capped at $10,000 and covers only part of your bills and wages. If your injury meets the serious-injury threshold (§627.737), you can pursue the at-fault driver for the balance and for pain and suffering.
What if I was partly at fault for the crash?
Florida uses modified comparative negligence (§768.81). You can still recover if you are 50% or less at fault, reduced by your share; if you are found more than 50% at fault, you recover nothing — which is why fault is worth contesting.
The driver who hit me had no insurance. Do I have options?
Often yes — through your own uninsured/underinsured motorist (UM/UIM) coverage, and sometimes a resident relative's policy. We review every policy that could apply before concluding a claim can't be paid.
How much does a West Palm Beach car accident lawyer cost?
Nothing up front. We work on a contingency fee, so you pay a fee only if we recover compensation for you. The consultation is free and available 24/7.
Contact a West Palm Beach Car Accident Attorney
If you or a loved one was injured in a West Palm Beach car accident, reach out for a free, confidential case review. We are available 24 hours a day, 7 days a week, and there is no fee unless we win your case.
Call or text: (844) 877-8679 · Email: info@injurymatters.com
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